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PURCHASE PROCEDURE / FINANCING

Oral reservation
  • Reservation for a period of three working days (by telephone, e-mail, using the contact form or in person).
  • Maximum number of 2 apartments can be orally reserved per client
Reservation Contract
  • Arrange a personal meeting with salesperson.
  • Explanation of terms and conditions for apartment purchase at sales venue followed by conclusion of a Reservation Contract
  • Reservation fee of 50 000 CZK incl. VAT paid using a cash-free payment terminal during contract signature (we recommend checking the limit of your credit/debit card before signing the contract).
Contract on a Future Purchase Contract
  • In accordance with the terms and conditions given in the Reservation Contract, you will subsequently be called upon to sign a Contract on a Future Purchase Contract.
  • Payment of 15 % of the purchase price incl. VAT within fourteen days of signing the Contract on a Future Purchase Contract (the reservation fee is included in this sum).
Selection of standards/Client adjustments
  • Selection of standards (wall and floor tiles, doors, sanitary features).
  • Option of premium standards and client adjustments (for an extra charge following signature of the Contract on a Future Purchase Contract).
Occupancy certificate
  • Anticipated date – spring 2017.
Receipt of apartment and purchase contract
  • Anticipated date – spring/summer 2017.
  • Signature of Purchase Contract after issuance of occupancy permit and payment of full purchase price.
Entry into the Cadastre (property) Register
  • The Purchase Contract will be entered into the cadastre register following the twenty-day protective term from the deposit being submitted.
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Financing without a mortgage (own resources)

In order to simplify the apartment purchase process, we have arranged a recommended option for financing with only your own resources. This is, of course, only a suggested procedure – we treat all our clients individually and we allow you to make a purchase in accordance with your own ideas where possible. The pricelist price remains the same regardless of whether you use the recommended procedure or not, and is not conditional on any special terms and conditions.

Payment schedule - STANDARD

  • the first downpayment (reservation fee) of 50 000 CZK incl. VAT for each apartment is payable on the day of signature of the Reservation Contract
  • the second downpayment of 15 % of the agreed basic price minus the reservation fee + appropriate VAT is payable within 14 days of signing the Contract on a Future Payment Contract
  • the second downpayment of 15 % of the agreed basic price minus the reservation fee + appropriate VAT is payable within 14 days of signing the Contract on a Future Payment Contract
  • the third downpayment of 40 % of the agreed basic price + appropriate VAT is payable within 14 days of completion of the structural construction work
  • the fourth downpayment of 20 % of the agreed basic price + appropriate VAT is payable within 14 days of completion of the interior plasterwork within your apartment unit
  • the fifth downpayment of 20 % of the agreed basic price + appropriate VAT is payable within 14 days of submitting a request for issuance of an occupancy certificate for the building
  • the remainder – the rest of the purchase price + appropriate VAT is payable within 14 days of issuance of an occupancy certificate for the building

Payment schedule - INDIVIDUAL

  • the first downpayment (reservation fee) of 50 000 CZK incl. VAT for each apartment unit is payable on the day of signature of the Reservation Contract
  • second downpayment of 15 % of the agreed basic price minus the reservation fee + appropriate VAT is payable within 14 days of signing the Contract on a Future Purchase Contract
  • the remainder – the rest of the purchase price + appropriate VAT is payable within 14 days of issuance of an occupancy certificate for the building
Notes:

SThe STANDARD and INDIVIDUAL payment schedules apply exclusively and solely to financing the object of sale from the client’s own funds, i.e. the object of sale cannot and will not be used as collateral by a third party.

If the INDIVIDUAL repayment schedule is used, the price of the object of sale detailed in the Future Vendor’s price list will be increased by 3 %. This means the basic price for the object of sale will be detailed in contracts inclusive of this increase.

A payment terminal is located within the sales department for payment of the Reservation fee. Payment in cash is not accepted. We ask credit/debit card owners check their card limit for card transactions before making the payment. All basic types of credit/debit cards are accepted.

The repayment schedule option must be specified by the Future Purchaser before signature of the Reservation Contract.

All information detailed is set on the Future Vendor’s business model and cannot be changed. If the Future Purchaser defaults on payment, we recommend immediately contacting the sales department to deal with the situation.

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Financing using a mortgage

Considering financing the purchase of your apartment using a mortgage? Below is a precise description of the payment schedule requirements, which will facilitate your communication with your banking institution. Below is a list of banks we co-operate with, through whom the process of financing will be most simple. Do not hesitate to contact our sales department for further information.

HYPO payment schedule

  • the first downpayment (reservation fee) of 50 000 CZK incl. VAT for each apartment unit payable on the day of signature of the Reservation Contract
  • the second downpayment – deposit of own funds at a level of 15 % of the agreed basic price minus the reservation fee + appropriate VAT is payable within 14 days of signing the Contract on a Future Purchase Contract
  • the third downpayment – deposit of all of any further funds, is payable by 14 days before the mortgage is first drawn at the latest
  • additional payment – the remainder of the purchase price paid from the mortgage loan + appropriate VAT is payable over time in accordance with this being drawn in parts on the basis of key points during the project.
Notes:

SThe HYPO payment schedule applies solely to financing the object of sale through a combination of the client’s own funds and a mortgage.

The Future Vendor recommends implementing the Future Purchaser take out a mortgage from one of four co-operating banks to ensure standardisation of conditions for drawing upon the mortgage set in the CFPC. The Future Vendor further recommends, in particular to ensure fast communication with the mortgage bank, that the mortgage be arranged with the selected branch directly without the participation of an external financial advisor. Should the Future Purchaser require a different branch, or another financing bank, this change will require approval of the Future Vendor, who has the right to approve or reject this change.

A payment terminal is located within the sales department for payment of the Reservation fee. Payment in cash is not accepted. We ask credit/debit card owners check their card limit for card transactions before making the payment. All basic types of credit/debit cards are accepted.

The repayment schedule option must be specified by the Future Purchaser before signature of the Reservation Contract.

All information detailed is set on the Future Vendor’s business model and cannot be changed. If the Future Purchaser defaults on payment, we recommend immediately contacting the sales department to deal with the situation.

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Co-operating banks

  • CSOB
  • Ceska sporitelna
  • Komercni banka
  • UniCredit Bank
  • Modrá Pyramida

Contact form

By filling in and sending this form, I give my consent to TRIGEMA, a.s. processing my personal details – name, surname, telephone number, e-mail address, details on communication with me – for marketing purposes. I give this consent for an unlimited period of time. I am aware I can withdraw this consent at any time.

SALES CENTRE 800 340 350
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